{"id":10737,"date":"2009-12-17T18:42:04","date_gmt":"2009-12-17T18:42:04","guid":{"rendered":""},"modified":"2009-12-17T18:42:04","modified_gmt":"2009-12-17T18:42:04","slug":"california-democrats-object-to-national-market-of-insurance-plans","status":"publish","type":"post","link":"https:\/\/calitics.com\/index.php\/2009\/12\/17\/california-democrats-object-to-national-market-of-insurance-plans\/","title":{"rendered":"California Democrats Object to National Market of Insurance Plans"},"content":{"rendered":"<p>29 California House Democrats, led by Jackie Speier, have teamed up with the two Maine Democrats to write a letter objecting to provisions in the House and Senate health care bills that allow insurers from one state to sell policies in other states, possibly circumventing more stringent consumer protection laws in the buyer&#8217;s home state. You can view the whole PDF over the flip or <a href=\"http:\/\/www.scribd.com\/doc\/24233423\">at scribd<\/a>.<\/p>\n<p>Rep. Speier has always been a champion of consumer rights, and this is just one more example of that. If a real national market develops in health insurance, providers will rush to states that will let them do whatever they want. Much like credit cards are consolidated in two states, Deleware and South Dakota, that have given them the most favorable terms, insurance plans will shop for the most permissive states.<\/p>\n<p>Of course, both Maine and California aren&#8217;t likely to be those states. We have too much respect for our citizens for that. Yet some state, be it South Dakota, or whomever, will try to lure the business to their state by promising them as little regulation as they can get away with. And the real losers are the Americans that are now forced to buy insurance coverage with little oversight.<\/p>\n<p>Frankly, you would think that if there was one place where even the most strident market-obsessed politician would see the failures of the market, it would be healthcare. But nope, on they trudge, doing their darndest to make sure that everything is guided by Adam Smith&#8217;s inivisble hand, and hoping for the best.<\/p>\n<p>One hopes that the Democratic leadership takes this letter very seriously as we come up with whatever mess of a health care plan we are going to get from this muddled process.<\/p>\n<p><object codebase=\"http:\/\/download.macromedia.com\/pub\/shockwave\/cabs\/flash\/swflash.cab#version=9,0,0,0\" id=\"doc_138042724742378\" name=\"doc_138042724742378\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" align=\"middle\"\theight=\"500\" width=\"100%\" ><param name=\"movie\"\tvalue=\"http:\/\/d1.scribdassets.com\/ScribdViewer.swf?document_id=24233423&#038;access_key=key-b8vt1s61mp065r6t2vp&#038;page=1&#038;version=1&#038;viewMode=list\"><param name=\"quality\" value=\"high\"><param name=\"play\" value=\"true\"><param name=\"loop\" value=\"true\"><param name=\"scale\" value=\"showall\"><param name=\"wmode\" value=\"opaque\"><param name=\"devicefont\" value=\"false\"><param name=\"bgcolor\" value=\"#ffffff\"><param name=\"menu\" value=\"true\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowScriptAccess\" value=\"always\"><param name=\"salign\" value=\"\"><param name=\"mode\" value=\"list\"><\/param><\/param><\/param><\/param><\/param><\/param><\/param><\/param><\/param><\/param><\/param><\/param><\/param><\/object><\/p>\n","protected":false},"excerpt":{"rendered":"<p>29 California House Democrats, led by Jackie Speier, have teamed up with the two Maine Democrats to write a letter objecting to provisions in the House and Senate health care bills that allow insurers from one state to sell policies in other states, possibly circumventing more stringent consumer protection laws in the buyer&#8217;s home state. You can view the whole PDF over the flip or <a href=\"http:\/\/www.scribd.com\/doc\/24233423\">at scribd<\/a>.<\/p>\n<p>Rep. Speier has always been a champion of consumer rights, and this is just one more example of that. If a real national market develops in health insurance, providers will rush to states that will let them do whatever they want. Much like credit cards are consolidated in two states, Deleware and South Dakota, that have given them the most favorable terms, insurance plans will shop for the most permissive states.<\/p>\n<p>Of course, both Maine and California aren&#8217;t likely to be those states. We have too much respect for our citizens for that. Yet some state, be it South Dakota, or whomever, will try to lure the business to their state by promising them as little regulation as they can get away with. And the real losers are the Americans that are now forced to buy insurance coverage with little oversight.<\/p>\n<p>Frankly, you would think that if there was one place where even the most strident market-obsessed politician would see the failures of the market, it would be healthcare. But nope, on they trudge, doing their darndest to make sure that everything is guided by Adam Smith&#8217;s inivisble hand, and hoping for the best.<\/p>\n<p>One hopes that the Democratic leadership takes this letter very seriously as we come up with whatever mess of a health care plan we are going to get from this muddled process.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[],"tags":[],"class_list":["post-10737","post","type-post","status-publish","format-standard","hentry"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack-related-posts":[],"jetpack_shortlink":"https:\/\/wp.me\/p6Pvhz-2Nb","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/posts\/10737","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/comments?post=10737"}],"version-history":[{"count":0,"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/posts\/10737\/revisions"}],"wp:attachment":[{"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/media?parent=10737"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/categories?post=10737"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/calitics.com\/index.php\/wp-json\/wp\/v2\/tags?post=10737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}