Everyone is looking for ways to stretch their dollars further.  There are plenty of banking products that make it easier to save, such as CDs, savings accounts and money market accounts.  But did you know that your checking account can also help you reach your financial goals?  It’s possible when you get the best checking account interest rates. One of the first steps any savvy consumer should take is to compare checking account rates online.  There are many Web sites that post the latest figures and percentages from high yield checking accounts, letting you get details on who has the best rates.

Beyond checking account rates however, you should also look at the bank’s terms. Banks are willing to reward loyal customers with added perks such as unlimited check writing or withdrawals, a free check card (debit card), ATM withdrawals and online banking transfers to and from your checking account between one financial institution and another. Finally, although your checking account rates will help you earn extra money, you’ll still want to protect against overdraft charges and still have the flexibility and convenience of online access.  Look for a bank that consistently offers some of the most competitive checking account rates available.