Zenei Cortez, RN, has been a working bedside nurse for 30 years and is a member of the Council of Presidents of National Nurses Organizing Committee and California Nurses Association…and we’re quite proud to say she’s the first Filipino to hold that office.
While reading her words, remember the experience that Registered Nurses across this country share: every day they watch patients *with* health insurance go broke, and get sick because they can’t afford the medical treatment they are allegedly covered for. This is a key reason RNs oppose health care “reform” built on padding forcing more patients into the arms of the insurers who messed things up in the first place.
…cross-posted at the National Nurses Organizing Committee/California Nurses Association’s Breakroom Blog, as we organize for GUARANTEED healthcare on the single-payer model.
In addition to providing the insurance companies with *BILLIONS* of dollars in new public subsidies and forced payouts from working- and middle-class patients, the proposed deal suffers from the following problems:
It’s equally evident what the deal won’t include:
— Limits – other than a vague reliance on the market which created the mess – on skyrocketing insurance premiums, deductibles, co-pays, hospital charges, doctor’s bills and other fees that are rising at double, triple or more the rate of inflation and increases in worker’s wages.
— Choice of doctor, hospital or other provider. Unlike Medicare, insurers or employers will continue to be able to restrict patients to their medical plan’s network or require costly additional payments to see other providers.
— An end to insurance industry control over basic decisions about your health. Insurers will still be able to block referrals to specialists, deny needed medical tests or access to the newest prescription drugs, and can still refuse to pay for care deemed “experimental” or “not medically necessary,” even when it is recommended by your doctor.
And if you’ve been reading that you’ll be protected from runaway costs? Uh…
The cost protections are a mirage. Many middle-income families will qualify for state tax credits to help pay for the insurance they are required to buy. But a tax credit hardly makes up for costly monthly premium payments and other fees.
Further, the proposed annual out-of-pocket limit of 6.5 percent in costs applies only to the barebones mandatory policy. Anyone seeking coverage that includes such essentials as dental, vision, mental health, long-term care, and other needed care will have to pay much more.
The likely result will be more consumer debt for medical bills; a great boon for the banks and credit-card companies but increased financial risk for Californians and an encouragement to self-ration needed care due to the prohibitive cost.
And we’re not the only ones who see the obvious comparisons with energy de-reg….remember that was supported by just about every lobbyist in Sacramento, especially those with ties to Enron:
A decade ago, there was also a consensus for energy deregulation. The result was blackouts, higher costs for consumers, a financial calamity for the state, and open thievery by Enron and other energy corporations.
We should learn from that experience. Rather than rush through an ill-conceived plan that primarily rewards the same insurance giants, let’s adopt a more commonsense step, expand children’s health coverage with federal funds now and get real, guaranteed health care reform done next year.