All posts by David Dayen

Writer’s Strike All But Certain

I like to say that I work in the last big manufacturing industry left in America – entertainment production.  That manufacturing may be grinding to a halt soon.

With the clock running out on the contract between Hollywood’s writers and producers Wednesday, negotiators made little progress toward a new deal, and both sides prepared for a strike that could begin as early as Friday.

Representatives of the two unions – the Writers Guild of America East and the Writers Guild of America West – met with bargainers for the Alliance of Motion Picture and Television Producers Wednesday morning after a federal mediator helped jump-start the stalled talks.

But the two sides broke off talks Wednesday night, allowing the contract to expire at midnight. Writers had presented freshly drawn proposals that left their principal demands intact, according to a guild leader, and producers made no immediate move to accommodate them.

There really has been no progress throughout the talks.  Writers want a greater share of DVD residuals (they didn’t see that revenue stream coming during the last contract), a deal on new media payments like digital downloads, and an expansion of collective bargaining to cover reality and nonfiction shows.

This could have a ripple effect throughout the industry, with productions shutting down.  They’ve front-loaded a lot of their programming and endeavored to shoot as much as possible in anticipation of the strike.  It’s pretty clear that’s what’s going to happen.  Next year, the Director’s Guild of America and the Screen Actors Guild have contracts that end in June, which would really cripple the industry.  It appears that the studios would rather placate them and play hardball with the writers, as contract talks with directors are already ongoing.

There is unfortunately no cross-union partnership in Hollywood, in fact there’s quite a bit of animosity between some of them.  We are probably looking at a protracted walkout, without the other unions coming to their aid.  And in a city where one out of every three employees in the industry are out of work on any given day, it’s hard to incentivize mass action and non-union solidarity.  You can be easily replaced.

Stay tuned…

Horrible Numbers For Re-Animated Dirty Tricks

While the turnout model for a June non-Presidential primary is unknown, this should cheer people who don’t want to see California’s electoral votes stolen by an unbalanced dirty trick.

When voters are read the title and summary of the proposed initiative, a solid majority opposes the measure – 53 percent would vote NO if the election were held today and only one out of five voters (22%) support the initiative while a quarter of the electorate (25%) is currently undecided. This is one of the lowest levels of support we have ever seen in our polling for a statewide initiative in California.

It doesn’t sound like this is a tilted poll designed to get a certain result.  It sounds like the months of harping on this both through the netroots and in the media are having an impact.  They may yet get this dud on the ballot, but we’ll crush it on Election Day.

Of course, we wouldn’t even be talking about this if it weren’t for the splitting of the primary races allowing for a low-turnout election in the middle of the summer to be an inviting target for Republican dirty tricksters.  The real reason for moving up the Presidential primary was not just to keep up with the Joneses and “make California heard” in the Presidential process – if that was the goal they’re failing miserably – was to ensure that termed-out lawmakers could serve again in the Legislature, by putting the term limits change on the February ballot in time for them all to run again in June.  And now that initiative is starting to falter.  So the Legislature created the conditions for any number of pernicious Republican ballot measures because they wanted to stay in power – and now they may not even accomplish that.

CA House Races Roundup – October 2007

There’s some real data in the form of third-quarter fundraising numbers to pore over, and events in Washington and at home have served to focus on some of our Congressional candidates here in California.  Plus, believe it or not, we’re only about a year out from Election Day.  Let’s take a look at the top ten races.

As usual, I’m going to rank them in order of most possible pickup, including their number from the last roundup.  I’m also, as usual, including the “Boxer number.”  Basically, seeing how Boxer fared in her 2004 re-election against Bill Jones in a particular district is a decent indicator of how partisan it is.  If I put “57,” that means Boxer received 57% of the vote.  Anything over 50, obviously, is good. (over)

First, let’s look at the one threatened seat currently held by a Democrat.

1) CA-11.  Incumbent: Jerry McNerney.  Main challenger: Dean Andal.  Boxer number: 49.  McNerney had a big fundraising quarter big fundraising year (h/t babaloo), with over a million dollars in receipts, so he obviously won’t suffer from the same cash disadvantage he had in his race against Richard Pombo.  Nearly half of that money, $421,000, came from PACs.  This is not a low-dollar revolution.  Dean Andal has raised plenty of money too, but he’s down 2:1 in cash on hand.  McNerney of late has hammered the SCHIP issue, perhaps as a way to get back in the good graces of some Democrats wary of his votes and rhetoric on other issues.  Andal is trying to blur the lines on the issue.

A spokesman for former California Assemblyman Dean Andal (R), who is seeking Rep. Jerry McNerney’s (D) seat, made a similar remark. “He’s looking at it, like all of us reading a paper,” Richard Temple said. “Until he has all the information, I don’t think he can [definitively] say whether the president is doing the right thing,” Temple said.

The fact is that Andal is trying to reinvent himself as some kind of moderate, when it’s obvious he would be a Republican rubber-stamp.  The question is whether or not McNerney will be able to rally supporters that he represents a true contrast.

Now, to the top 10 challengers.

1) CA-04. Incumbent: John Doolittle.  Main challenger: Charlie Brown.  Last month: 1.  Boxer number: 40.  Doolittle’s money troubles have been well documented, but just today we learned that he has more money in his legal defense fund than he does cash on hand for the campaign.  That should give you an inkling as to his priorities.  Practically everyone in America has been subpoenad to testify in his corruption investigation, and those who haven’t are running against him in the Republican primary (at least 3 challengers, at last count).  Meanwhile, he’s defiant about staying in the race, perhaps because it is making his wife rich – she got another $45,000 from the campaign for “fundraising services” last quarter.  We’re all hoping Doolittle stays in this race and limps across the primary line, because Charlie Brown is poised to crush him.  At this point, Chris Cilizza of the Washington Post has this as the most likely race to flip parties in America. (Interesting side note: Doolittle primary challenger Eric Egland is stealing Brown’s statements for his own website.  More blurring strategy.)

2) CA-26. Incumbent: David Dreier. Main challengers: Russ Warner, Hoyt Hilsman.  Last month: 2.  Boxer number: 48. David Dreier got a wake-up call and started raising money in earnest this quarter for what will be a competitive race.  Russ Warner’s Q3 numbers were good (close to $130K), and he’s doing the smart thing by attacking Dreier on his SCHIP vote.  I like that Hoyt Hilsman is foregrounding the housing crisis, which is particularly acute in this district, as a part of his candidacy.  Whoever comes out of the primary will be able to deliver a strong message of change.  Dreier, meanwhile, will continue to whine about the mean Democrats and really make himself look like a strong leader.

3) CA-50. Incumbent: Brian Bilbray.  Main challenger: Nick Leibham.  Last month: 3.  Boxer number: 48.  Nick Leibham is a serious candidate for Congress in an area that was ravaged by wildfires last week, which may change the dynamic somewhat.  Leibham raised around $50K and has $132,000 CoH, trailing Bilbray by about half, which isn’t a bad spread at this point, honestly.  He actually gained ground this quarter because Bilbray had a lot of expenditures.  Bilbray being on Air Force One when it grounded firefighting aircraft in the midst of the blazes for several hours seems like it could be made into a campaign issue.  Bilbray has one arrow in the quiver, and that’s hating on illegal immigrants.  It defines him to the extent that he’s actually wistful for the imminent departure from Congress of Tom Tancredo.  I’m confident about keeping this in the number 3 position for now, although Leibham must demonstrate support above the Busby ceiling here.

4)) CA-41. Incumbent: Jerry Lewis.  Main challengers: Tim Prince, Dr. Rita Ramirez-Dean, others.  Last month: 8.  Boxer number: 43.  I’m shooting this one back up, as events on the ground have shifted.  First of all, the investigations have restarted, with one Lewis staffer trying to deny a grand jury subpoena.  Second, the Brent Wilkes trial has taken a bizarre turn, leading some to wonder if attorneys are setting up Wilkes to flip on the other Congresscritters he bribed, including Lewis.  So the legal cases are hampering him.  What’s more, new candidates have entered the race.  Tim Prince is officially in, and he’s trying to keep his profile up in the district.  I’ll have more on Dr. Ramirez-Dean later, but she’s also a candidate.  Suffice to say that we will not have the same situation where Lewis handpicked his opponent in 2006.  There will be an actual election.

5) CA-42. Incumbent: Gary Miller.  Main challenger: Ron Shepston.  Last month: 5.  Boxer number: 41.  This is yet another area where the recent wildfires may affect the dynamic of the race.  While Gary Miller was voting against health care for children and keeping a low profile from federal investigators, Ron Shepston walked out of a candidate training summit to find his home in Silverado Canyon being threatened by the Santiago fire.  He got right to work helping local firefighting efforts.  With all of the human interest stories I’ve seen around Southern California the past week, I can’t believe I didn’t see this one: a candidate for Congress pitching in and showing leadership through helping defend his home and the homes of his neighbors from fires.  It’s powerful.  Shepston needs something to click with a larger base of support (his fundraising last quarter was around $25K) and this could be it.

6) CA-45.  Incumbent: Mary Bono.  Main challenger: Paul Clay.  Last month: 10.  Boxer number: 49.  Now that there’s an actual candidate in Paul Clay, I can raise this closer to the level where it should rightfully be.  It remains to be seen whether or not Clay is viable, but certainly the Palm Springs progressive community has been active and vocal and will push to unseat Mary Bono this time around.  Bono immunized herself a bit by voting with Democrats or SCHIP, but there’s still a long record of not supporting the needs of the district.  And marrying a fellow Congressman, to me, shows that she’s really part of the DC establishment and not the area.

7) CA-44.  Incumbent: Ken Calvert.  Main challenger: Bill Hedrick.  Last month: 6.  Boxer number: 45.  Ken Calvert still has an ethical cloud hanging over his head, has a terrible voting record, supported the Dirty Tricks initiative in its initial incarnation, and Bill Hedrick is on the attack.  This is an email he sent out recently, in response to a made up controversy about flag-folding that Calvert decided to take the lead on:

Like many of you, I was amazed that Congressman Calvert’s October 25, 2007 emailed newsletter consisted of a garbled interpretation of American history, Pilgrims, and a controversy regarding the “constituent service” of selling American flags, etc., rather than the real and immediate crisis facing residents of the 44th Congressional District-wildfires and the tragic loss suffered by Californians […]

I join others in praying for an end to the fires and God’s blessing on the victims and firefighters. We need engaged
representatives who will fight full-force to make our federal government responsive here and now.

Projecting an image of a do-nothing Congressman is right in line with what will work next November, IMO.  Hedrick is doing a good job attacks, but needs to make sure he has the resources to fight in this district.

8) CA-24. Incumbent: Elton Gallegly.  Main challengers: Mary Pallant, Chip Fraser, Brett Wagner, Jill Martinez?  Last month: 4  Boxer number: 47.  I just don’t think Elton Gallegly’s retiring this time around, and while I think that if he did there could be some competition here, he far outstrips the rest of the field in money and name ID.  I’d really like to see a viable alternative here because it might help downticket races (SD-19!), but none is forthcoming as of yet.  I like Mary Pallant a lot but an $1,100 3rd quarter isn’t going to cut it.

9) CA-52. Incumbent: None.  Republican challenger: Duncan L. Hunter.  Democratic challengers: Jim Hester, Mike Lumpkin.  Last month: 7.  Boxer number: 44.  Mike Lumpkin raised some serious money, around $50,000 in a short amount of time, to challenge this open seat.  I still think that it’s going to be hard to run against someone who will be serving in Iraq or Afghanistan during the election, potentially, and in addition, Duncan Hunter the pére has raised his profile enough that low-information Republicans will go to the polls thinking that he’s the candidate, giving a fake level of incumbency to his namesake.

10) CA-03.  Incumbent: Dan Lungren.  Main challenger: Bill Durston.  Last month: 9.  Boxer number: 42.  Nothing much to report here, although Bill Durston does have a MySpace page.  Akogun’s reports on the race have been very enlightening.  Give it up for candidates doing the hard work in red counties.

Harold Meyerson on Searching For The California Dream

I’m in the middle of the latest House roundup, but I just wanted to highlight this great opinion piece in the Washington Post, of all places, about the crisis of California’s housing market, and in a larger sense, the crisis of governmental neglect.  The most important paragraph is the last:

Half a century ago, Californians understood what it took to create a great state. Taxpayers funded the nation’s best highway network, water system and public universities. The state’s population exploded in the greatest home-construction boom in history, under a system of mortgages that the federal government tightly regulated. A sustainable California will require a return to the policies of public investment and financial regulation that built the postwar paradise between the Sierras and the sea.

This is quite right.  The far-sighted work of Pat Brown and others made California a destination for those who wanted to live the American dream.  Now, with mortgage meltdowns and insufficient infrastructure, those dreams are being deferred.

It’s a great read, I recommend it.

CA-SEN 2010: Schwarzengger/Boxer Hypothetical Gets Its First Poll

This should probably be noted today.

U.S. Sen. Arnold Schwarzenegger, rubbing elbows in the upper house with his uncle, Democrat Edward Kennedy?

Don’t laugh. It could happen, according to a Field Poll released Monday.

The Republican governor, termed out of office in 2010, remains very popular with California voters and would give incumbent U.S. Sen. Barbara Boxer a fight in what has been a solidly Democratic state, the poll found.

When the hypothetical question was put to registered voters in Field’s most recent round of polling Oct. 11-21, Schwarzenegger had a one-point edge, 44 percent to 43 percent.

You could read this one of two ways.  Either Boxer is well under 50% and Schwarzenegger isn’t going to get anything more than glamour-mag coverage from the media, so this is a danger; or Schwarzenegger has parlayed years of goodwill and the most visible political position in the state and perhaps the greatest celebrity in the world into a statistical tie, so this is not a danger.  Throw in the fact that the state may be headed to the crapper economically, and there’s little Arnold sees fit to do about it besides more borrowing.

There’s also the little detail of Arnold being almost universally disliked by his own party and not entirely likely to win the nomination (especially because DTS folks can’t participate in their primaries), but that’s just crazy talk.  But if you think that California Republicans would do the politically expedient thing and nominate Arnold if they thought he could get the seat, ask yourself when was the last time they did something politically expedient?

Our “Opposition Party” Senator

Here’s something to make your eyes bleed next time you think about our great victory in 2006.  One of those winners was Dianne Feinstein (D-Establishment).  And here’s what she had to say about the President after sharing a plane with him to California to survey wildfire damage, apparently a reward for shepherding through the confirmation of Leslie Southwick to the federal bench.

With a 7:40 a.m. Thursday departure from Andrews Air Force Base, Feinstein found herself seated in the rear of the plane with a handful of Southern California congressional representatives. After a breakfast of scrambled eggs, sausage and French toast, Bush popped back for what the senator described as a frank two-hour conversation, mostly about foreign policy […]

“I found the discussion extraordinarily positive,” Feinstein said. “I came away with a very different view about him.” […]

As for the president’s performance on the ground?

“It was a wonderful thing to see, to be candid,” Feinstein said. “I saw a warm, caring human being.”

As the link above shows, during the 2006 election Feinstein was talking about removing all US forces from Iraq and serious Constitutional crises.  But when allowing a far-right loon to serve on the federal bench gets you all the Presidential mints and fluffy pillows you want, why bother being anything but gracious?  After all, everyone in Washington is so nice and personable!

Dirty Tricks Initiative – Giuliani Campaign In Trouble?

A top official of the effort to steal up to 20 electoral votes in California sent out an email to supporters of the Rudy Giuliani campaign asking them to sign petitions to get the measure on the ballot.  This could be a violation of federal election law, which prohibits coordination between Presidential campaigns and separate ballot issues.  Top of the Ticket has the latest.

The missive, obtained by The Times’ Dan Morain, is addressed, “Hello Fellow Rudy Supporter!” Its author, Tony Andrade, is a Republican activist who helped draft the electoral college initiative. Previously, he was among those who helped place the ultimately successful recall of Gov. Gray Davis on the ballot in 2003 […]

Chris Lehane, a Democratic activist who is organizing the campaign to block the measure, said of the Andrade e-mail: “It sounds like something that the Federal Election Commission and Department of Justice will be very interested in seeing.”

Maria Comella, spokeswoman for Giuliani’s White House bid, previously has stressed that neither he nor his campaign has had anything to do with pushing the ballot initiative.

It’s unclear how Andrade would have gotten a list of Giuliani supporters in California without some form of coordination.  The initiative’s new backers, most of them connected to Giuliani in one way or another, are running from this as fast as possible.

Veteran GOP strategist Ed Rollins, who is overseeing the attempt to put the initiative before voters, distanced himself from Andrade’s note.

“None of us has anything to do with any [presidential] campaign; we understand the law very, very well,” Rollins said. Pledging to try to “make sure that [the e-mail] gets stomped,” Rollins added, “We need to be very sensitive to the fact that people have speculated that this is part of the Giuliani campaign.”

The email included a link to the petition and asks signers to get 10 other people to sign it as well.  A campaign confident in their ability to get the necessary signatures wouldn’t rely on an email ask, and they certainly wouldn’t come this close to violating election law.

This is not the first time that a link has been uncovered between the Giuliani campaign and the dirty tricks initiative.  In fact, almost every connection we’ve seen has gone in this fashion.  You’ll remember that the first incarnation of the measure was derailed when a murky donation from a shell group in Missouri was eventually traced to Paul Singer, Giuliani’s northeast finance director.

These are serious charges, and the Federal Election Commission needs to address them immediately.  Steve Benen has more.

Looming Recession Update: Home Edition

Statewide foreclosures in California hit the 24,000 mark in the third quarter of 2007 for the first time ever.  In fact, it beat the previous record by 39%.  Nationally, there are almost 18 million vacant homes, and the homeownership rate, often touted by the Bush Administration as proof of economic success, fell for the fourth straight quarter.  What’s really concerning are the foreclosures in upper-income areas:

In four Newport Beach-area ZIP Codes, for example, there were 11 foreclosures in the third quarter, up from just three in the same period last year. There were seven foreclosures in Bel-Air, and none a year ago.

“It’s definitely increasing,” said Joyce Essex, a Coldwell Banker real estate agent based in Beverly Hills who specializes in selling foreclosed homes.

Essex said most of her properties were in the San Fernando Valley and South Los Angeles, but about 10% of her listings are now in a more affluent part of town.

“It’s working its way to the Westside. The Westside is always last to get hit,” Essex said of the foreclosure wave, based on her experience in the 1990s downturn.

The mortgage crisis is finally catching up to those who live hand-to-mouth on a higher level.  The millions who used home equity loans to finance their lifestyle, pulling money out of their properties over and over again, now have no ability to continue the scheme.  And this is just the beginning.  Millions of variable-rate mortgages will reset to a higher rate, in some cases doubling the payment, in the next 2 years.  That will mean more foreclosures, a sapping of housing wealth, and a real impact on state finances:

More than $23.6 billion in California housing wealth will evaporate if real estate prices continue to decline and foreclosures on subprime home loans soar, according to a new congressional report that indicates the fallout from the national mortgage crisis is worsening.

In addition, over the next two years, the state will lose nearly $111 million in tax revenue from the forecast repossession of 191,000 homes and the spillover effect on neighboring property values, said the study, released Thursday by the Senate Joint Economic Committee.

“State by state, the economic costs from the subprime debacle are shockingly high,” committee Chairman Chuck Schumer, D-N.Y., said in a statement. “From New York to California, we are headed for billions in lost wealth, property values and tax revenues.”

And that’s actually a very optimistic scenario, plus it focuses only on tax revenues and not residual effects.  In a country where two-thirds of all economic activity is consumer spending, housing jitters will redound through the entire economy, with families cutting spending because they can no longer rely on their houses for retirement security.  And this isn’t temporary.

“It took Southern California 10 years to recover (from the last housing downturn), and it took the Bay Area six or seven years,” said Cynthia Kroll, senior regional economist at the Fisher Center for Real Estate and Urban Economics at UC Berkeley. “That’s a very realistic expectation.”

This was all very predictable.  Everyone knew that subprime mortgages were a risky asset on which to rest the entire economy.  But it was easy money, particularly for those financial institutions making cash in mortgage-backed securities, so they allowed it.

There is pending legislation in the House Financial Services Committee that would help protect consumers against predatory lending, and other bills would allow Fannie Mae to buy a bunch of mortgages and give homeowners a chance to stay in their homes.  Hopefully, the market has gotten so bad that legislation like this will have a chance to pass.  Otherwise, California and the nation will have a very tough road ahead, impacting the ability to improve people’s lives in education, health care, and practically everything government does.

Saturday Fire Thread

While many of the fires are starting to be contained, or at least are blazing away from population centers, the real issue is the Santiago Fire, which is approaching the Silverado Canyon residential areas, forcing some to evacuate for the second time in a week.

Even as thousands of residents joyously returned to neighborhoods throughout the region, 100-foot-tall flames from the Santiago fire burned into the eastern end of Silverado Canyon […]

“It’s an extremely active fire in Silverado Canyon right now,” Rich Phelps, a U.S. Forest Service spokesman, said of the community, which was spared in several previous fires. “Things are pretty rough.”

Exhausted and on edge, some of the evacuees who gathered in a nearby strip mall wept when authorities couldn’t reassure them about whether they could stop the latest threat.

“It’s sickening. We thought yesterday we had dodged the bullet. We heard the fire was 50% contained and away from Silverado Canyon,” said Ray Verdugo, 55. “Now we’re hearing that within the hour it could rip through here and take our homes.”

Nine fires continued to burn Friday night, at the end of a weeklong siege that has included nearly three dozen separate blazes. The total acreage burned topped 500,000, only 12,000 acres more than had been reported a day earlier but more than double the size of all of New York City’s five boroughs. The number of homes reported destroyed increased from 1,775 to 1,889. The death toll remained at seven.

This is the area we’re going to have to watch today.  And it’s also the hometown of our friend and Congressional candidate Ron Shepston, who at last count was volunteering with firefighting efforts, in a amazing expression of leadership, battling to save the homes there.  Best of luck to him, and let’s hope he stays safe.  Check in with us if you can.

Meanwhile, in Riverside, Orange and San Bernardino Counties, the problem is air quality.  You might want to stay indoors today.

The Los Angeles County Public Health office has updated their 211 page to reflect resources to assist Southland Fires 2007. Here's the page from San Diego County San Diego County Fire information. Speaker Fabian Nunez and the Assembly Dem Caucus have a new Emergency Services Website.  Here's one Google Map with Fire information, and another, KPBS Google Map of San Diego fires. And don't forget the U-T's fireblog. Over the flip you'll find a lot more information phone numbers.

Also over the flip you'll find a list of impromptu blood drives by the San Diego Blood Bank. Check out the Red Cross schedule if you wish to donate blood elsewhere. 

If you would like to donate money, our recommendation is the San Diego Foundation's After the Fire Fund. You can donate online here. I should also note this great diary with a list of resources and ways to volunteer and help out.

As the smoke clears from this week's wildfires, the San Diego Blood Bank has reopened its two North County donor centers, but has had to continue to redirect bloodmobiles tomorrow to the following locations. (Click here to make an appointment at any of these drives.)

 

  • 91X Radio, 9660 Granite Ridge Dr., (92123)—6:30 a.m. to 12:30 p.m.
  • Starbucks at Genesee Plaza, 4227 Genesee Avenue, (92117)—8 a.m. to 2 p.m.
  • Valley Center High School, 31322 Cole Grade Rd., Valley Center,–10 a.m.–3 p.m.
  • City of Coronado Police Department, 700 Orange Ave., (92118)—10 a.m. to 4 p.m.
  • Souplantation, 8105 Mira Mesa Blvd., (92126)—10 a.m. to 4p.m.
  • WalMart, 1200 Highland Ave., National City, (91950)—11 a.m. to 5 p.m.

 

These impromptu blood drives are helping to replace more than 30 bloodmobile operations that had to be cancelled this week, and make-up for the closure of the San Diego Blood Bank's two North County Donor Centers for two days due to poor air quality.

Animal Evacuations: 818-991-0071
Arrowhead Schools 909-499-9900
Buckweed, Canyon Fire: 323-881-2411
Coronado Hills Fire: 619-590-3160
Grass Valley Fire: 909-383-5688
Harris, Rice, McCoy Fire: 619-590-3160
Irvine: 714-628-7085
Lake Forest 714-628-7085
Malibu: 310-456-2489
Orange County 800-540-8282
Ranch Fire: 626-574-5208
Riverside: 909.988.3650
Roca Fire: 951-940-6985
Santa Clarita Evacuations: 661-295-6366
Santiago Fire: 714-573-6200
Sedgewick Fire: 805-681-5546
Slide and Witch: Fire 619-590-3160
US Forest Line: 626-574-5208

How’s That Cruz Bustamante Pick Look Right About Now?

The greatest concern in the post-wildfire landscape of California is the insurance situation.  Obviously there are going to be thousands of claims, and how the insurance companies handle them will deserve great scrutiny.  John Garamendi, the former Insurance Commissioner and current Lieutenant Governor who has been all over the media this week (building a profile for an attempted 2010 Governor’s run – hint hint), has talked a lot about the insurance industry’s desire to limit payouts to their customers after the 2003 Cedar Fire.

LT. GOV. GARAMENDI: The first commandment of the insurance industry is, “Thou shalt pay as little, as late, as possible.” And then you get the reward. You go to financial heaven if you can carry out that commandment.

BRANCACCIO: California lieutenant governor John Garamendi, a democrat, served twice as the state’s insurance commissioner. A total of eight years battling with the industry over the many ways he says it tries to avoid high payouts where there’s been a total loss.

LT. GOV. GARAMENDI: I’m telling you, the insurance industry, prior to the fire and probably even to this day, is purposely misleading their customers.

Garamendi was actually pretty relentless in forcing insurers to honor their commitments.  Now we have a Republican in the Insurance Commissioner’s position.  While Sara Nichols wants Steve Poizner to honor his supposed environmental credentials, I’m worried that he will let too many insurers off the hook.  Plus, with fires wrecking the landscape around homes and making them more vulnerable to mudslides, the ability of those homeowners to get insurance for those potential disasters is a major concern.

All of this is mad possible by the revolving-door manner in which top Democrats have shuffled statewide positions in recent years, leaving us with maybe the worst Democratic candidate possible for Insurance Commissioner in 2006, Cruz Bustamante.  He was crushed, not only because Poizner outspent him, but because he was a horrible, ethically compromised candidate.  But Insurance Commissioner was available to him, so that’s were he went.  This musical chairs in these top seats ends up having a major impact in times like this.